And like many of my fellow septuagenarians whose regular activity is often characterized as a grumpy old man standing on his porch shaking his fist and railing against kids playing on his front lawn, I don't think all change is beneficial.
For decades, the sole financial institution in Westhampton Beach was Seaside Bank, prominently located at 154 Main Street (corner of Mill Road), its "exclusivity" protected by a New York State banking law which prohibited another bank from opening a branch in a municipality as long as the sole bank in was a "stand-alone."
(i.e., no branches or not itself a branch.)
Shortly after Seaside's directors decided the interests of its stockholders would be better-served if their bank became a branch of Long Island Trust, the door, if not the floodgate, was opened.
And it didn't stop there... at this writing, there have been at least seven banks who've set up shop here since Seaside surrendered its exclusivity.
(Of course, not all of the "newcomers" are still operating, and few fly their original banners.)
Now, the last of the "new kids on the block" is gone, as SCNB has been acquired by People's United Bank, an infelicitous branding suggesting that the institution is not just off-shore owned, but run by Marxist–Leninist owners: cf: People's Republic of China, Democratic People's Republic of Korea, People's Republic of Angola, et al.
But just to set te record straight, PUB, with more than $40 billion in assets, is a Northeast regional bank founded in 1842, and now they're on Sunset Avenue, one of almost 400 retail locations, the one providing parking for Hampton Synagogue's overflow.
I opened my first account with SCNB in 1972, and had good relationships with the Branch Managers, G. Howard Hatfield, "Easy Ed" Desmond, Charlie Johnson and Jayne Atkinson... especially the latter two.
But getting used to doing business with an entity which calls itself "People's United Bank" is going to take some work on my part... while resisting the need to re-register as a Bernie Sanders Socialist.
So the transition period, the "honeymoon" with the new financial institution, will be for me, a cautious one.
And you can take that to the bank!
There is an upside. When you say you are going to the PUB, you won't be fibbing.